We get lots of questions about "Built on Your Lot or Land" so here are the answers to some of the most common.

Remember however, that each home is unique.

For specific information, just stop by the nearest Neatherlin Home Sales Center, view our furnished model homes and speak with one of our Sales Associates.

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  • BUILT ON YOUR LAND FAQs

Built On Your Land FAQs

Question: What is "Built on Your Lot or Land" construction?
Answer: The concept is simple. Use a lot you already own or pick the exact lot, land or property that you want to live on, select a plan and we'll build your new home right where you want to live!

Question: Do I need to own a lot, land or property before I visit a Neatherlin Home Sales Center?
Answer: No! We have skilled staff waiting to help you get started. They can provide tips on what to look for and how to get the most land value for your money. Please feel free to visit one of our Model Home Sales Centers to discuss your ideas for your new home.

Question: Will I need to purchase home plans?
Answer: That won't be necessary. We have a variety of styles to match any lifestyle.

Question: Does Neatherlin provide written estimates?
Answer: A Neatherlin Sales Associate can provide a basic estimate for any Neatherlin Homes plan along with any available changes, options and upgrades you select, before you leave the Model Home Sales Center.

Question: Can I count land equity towards my mortgage down payment?
Answer: Yes. In fact many property owners have enough land equity that they do not need any cash funds at all for a mortgage down payment.

Question: Can my well and septic system costs be included in my mortgage?
Answer: Many times they can be included. Visit with a Neatherlin Sales Associate to see if your well and septic costs, lot pay off amount, certain other improvements or your closing costs can be included in your mortgage.

Question: How does "Built on Your Lot or Land" financing work?
Answer: It is a lot like purchasing an existing home. Once the cost of your new home is determined, you simply apply for a mortgage loan. Neatherlin Homes has an affiliated lender experienced in "Built on Your Lot or Land" mortgages who can help with this process.

Question: What if I have other questions?
Answer: Easy. Visit one of our Sales Centers, send us an email here or give us a call at 888-999-4101.

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